Collateral Loans

Fast and Easy! We offer a quick, convenient and confidential way for you to borrow money without a credit check and Employment verification! Just bring in your valuable items, we will negotiate a cash loan price, and hold your items as collateral until you pick them up.

FAST CASH WITHOUT A CREDIT CHECK AND EMPLOYMENT VERIFICATION!

You can get fast loans in just a few minutes!

Manhattan Buyers Inc. makes Collateral Loans on Gold, Diamonds, Silver, Platinum and Fine Watches. For a complete list of what we loan against please refer to our What We Buy page.

We are Bonded and licensed by New York City’s Department of Consumer Affairs, the rates and fees are set by New York State. To the benefit of our customers, NYS rates are amongst the lowest in the country.

Loans are written for a period of one (1) to three (3) months. Interest is charged at a rate of four percent (4%) per month. There is a nominal ticket fee (maximum of $10) along with a vault storage fee.

All loans are insured by Manhattan Buyer’s Jewelry insurance policy and are stored in secure vaults. There is a two percent (2%) insurance charge which insures your jewelry at twice the loan value.

The borrower can redeem the loan at any time before the end of the loan period, and will only be charged for that period of time which has passed. If after your loan due date which is from one (1) to three (3) months, you cannot redeem your loan, you can request to pay the interest to date. If accepted, we will issue you a new ticket, which means you have a new loan for the period that we agreed upon. Upon repayment of the principal, interest and fees, the jewelry will be returned.

For a more detailed information regarding collateral loans please see our FAQ page